:root {
  --ink: #0b1b3f;
  --ink-2: #44506a;
  --muted: #7a8499;
  --line: #e4e8f1;
  --bg: #ffffff;
  --bg-alt: #f5f7fc;
  --blue: #2f6bff;
  --blue-d: #1f55e0;
  --green: #12b886;
  --green-d: #0ca678;
  --warn: #f08c00;
  --danger: #e03131;
  --radius: 18px;
  --shadow: 0 1px 2px rgba(11, 27, 63, 0.04), 0 12px 40px -12px rgba(11, 27, 63, 0.18);
  --font: "Manrope", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

h1,
h2,
h3 {
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin: 0;
}

a {
  color: var(--blue);
}

button {
  font: inherit;
  color: inherit;
}

.container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 20px;
}

.container--narrow {
  max-width: 780px;
}

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.muted {
  color: var(--muted);
  font-size: 14px;
}

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid rgba(228, 232, 241, 0.7);
}

.header__inner {
  display: flex;
  align-items: center;
  gap: 24px;
  height: 64px;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--ink);
  font-weight: 700;
  font-size: 19px;
  letter-spacing: -0.02em;
}

.logo__text b {
  color: var(--blue);
  font-weight: 800;
}

.logo__mark {
  display: inline-flex;
}

.header__nav {
  display: flex;
  gap: 28px;
  margin-left: auto;
}

.header__nav a {
  color: var(--ink-2);
  text-decoration: none;
  font-weight: 600;
  font-size: 15px;
}

.header__nav a:hover {
  color: var(--ink);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border: 0;
  border-radius: 14px;
  padding: 16px 28px;
  font-weight: 700;
  font-size: 17px;
  text-decoration: none;
  white-space: nowrap;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}

.btn:active {
  transform: translateY(1px) scale(0.99);
}

.btn--primary {
  color: #fff;
  background: linear-gradient(135deg, var(--green) 0%, #0fa67a 100%);
  box-shadow: 0 10px 24px -10px rgba(18, 184, 134, 0.75);
}

.btn--primary:hover {
  background: linear-gradient(135deg, #10c08c 0%, var(--green-d) 100%);
  box-shadow: 0 14px 28px -10px rgba(18, 184, 134, 0.85);
}

.btn--ghost {
  color: var(--blue);
  background: rgba(47, 107, 255, 0.08);
}

.btn--ghost:hover {
  background: rgba(47, 107, 255, 0.14);
}

.btn--sm {
  padding: 10px 16px;
  font-size: 14px;
  border-radius: 11px;
}

.btn--block {
  width: 100%;
}

/* Hero */
.hero {
  position: relative;
  overflow: hidden;
  padding: 56px 0 72px;
}

.hero__bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(600px 380px at 8% 10%, rgba(47, 107, 255, 0.14), transparent 70%),
    radial-gradient(520px 360px at 92% 80%, rgba(18, 184, 134, 0.14), transparent 70%),
    linear-gradient(180deg, #f6f8ff 0%, #ffffff 100%);
}

.hero__grid {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 56px;
  align-items: start;
}

.hero__copy {
  padding-top: 24px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 0 0 18px;
  padding: 6px 12px;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--line);
  color: var(--ink-2);
  font-size: 13px;
  font-weight: 600;
}

.dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--green);
  box-shadow: 0 0 0 4px rgba(18, 184, 134, 0.18);
}

.hero h1 {
  font-size: clamp(30px, 4.2vw, 46px);
  font-weight: 800;
}

.hero__lead {
  margin: 18px 0 30px;
  font-size: 19px;
  color: var(--ink-2);
  max-width: 520px;
}

.hero__facts {
  display: flex;
  gap: 14px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.hero__facts li {
  display: flex;
  flex-direction: column;
  padding: 14px 18px;
  border-radius: 14px;
  background: #fff;
  border: 1px solid var(--line);
  min-width: 120px;
}

.hero__facts strong {
  font-size: 20px;
  font-weight: 800;
  color: var(--ink);
}

.hero__facts span {
  font-size: 13px;
  color: var(--muted);
}

.hero__chips {
  display: none;
  justify-content: center;
  flex-wrap: wrap;
  gap: 6px 14px;
  margin: 12px 0 0;
  padding: 0;
  list-style: none;
  font-size: 14px;
  font-weight: 700;
  color: var(--ink-2);
}

.hero__chips li::before {
  content: "✓ ";
  color: var(--green);
  font-weight: 800;
}

.hero__trust {
  display: grid;
  gap: 10px;
  margin: 26px 0 0;
  padding: 0;
  list-style: none;
  color: var(--ink-2);
  font-size: 15px;
}

.hero__trust li {
  display: flex;
  align-items: center;
  gap: 10px;
}

.hero__trust span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  border-radius: 10px;
  background: #fff;
  border: 1px solid var(--line);
  font-size: 15px;
}

.quiz__badge {
  margin-left: auto;
  padding: 5px 10px;
  border-radius: 999px;
  background: rgba(18, 184, 134, 0.1);
  color: #0a8a64;
  font-size: 12.5px;
  font-weight: 700;
  white-space: nowrap;
}

.summary {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 16px;
  padding: 12px 14px;
  border-radius: 14px;
  background: rgba(18, 184, 134, 0.08);
  border: 1px solid rgba(18, 184, 134, 0.25);
  font-size: 14px;
  color: var(--ink-2);
}

.summary[hidden] {
  display: none;
}

.summary b {
  display: block;
  color: var(--ink);
}

.summary__check {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--green);
  color: #fff;
  font-weight: 800;
  font-size: 13px;
}

.goals {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.goal {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 22px;
  box-shadow: none;
  color: var(--ink);
  text-decoration: none;
  transition: border-color 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease;
}

.goal:hover {
  border-color: #b9c8f3;
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}

.goal__icon {
  font-size: 26px;
  margin-bottom: 6px;
}

.goal b {
  font-size: 17px;
}

.goal small {
  color: var(--muted);
  font-size: 14px;
}

.section--tight {
  padding-bottom: 0;
}

/* Quiz */
.quiz-wrap {
  scroll-margin-top: 80px;
}

@media (min-width: 961px) {
  .quiz-wrap {
    position: sticky;
    top: 88px;
  }
}

.quiz {
  position: relative;
  padding: 26px 26px 28px;
  border: 0;
  box-shadow: 0 1px 2px rgba(11, 27, 63, 0.05), 0 30px 70px -20px rgba(11, 27, 63, 0.28);
}

.quiz__top {
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 32px;
}

.quiz__back {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #fff;
  cursor: pointer;
  color: var(--ink-2);
}

.quiz__back[hidden] {
  display: none;
}

.quiz__back:hover {
  border-color: var(--blue);
  color: var(--blue);
}

.quiz__progress-text {
  font-size: 13px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.quiz__bar {
  height: 6px;
  margin: 12px 0 22px;
  border-radius: 999px;
  background: var(--bg-alt);
  overflow: hidden;
}

.quiz__bar span {
  display: block;
  height: 100%;
  width: 14%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--blue), var(--green));
  transition: width 0.35s ease;
}

.step {
  display: none;
  border: 0;
  margin: 0;
  padding: 0;
  min-width: 0;
}

.step.is-active {
  display: block;
  animation: stepIn 0.32s ease both;
}

@keyframes stepIn {
  from {
    opacity: 0;
    transform: translateX(14px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

.step__title {
  display: block;
  width: 100%;
  padding: 0;
  font-size: 23px;
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.2;
  margin: 0 0 8px;
}

.step__hint {
  margin: 0 0 4px;
  color: var(--muted);
  font-size: 14.5px;
}

.options {
  display: grid;
  gap: 10px;
  margin-top: 18px;
}

.options--2 {
  grid-template-columns: 1fr 1fr;
}

.option {
  display: flex;
  align-items: center;
  gap: 12px;
  width: 100%;
  min-height: 60px;
  padding: 14px 16px;
  text-align: left;
  font-weight: 600;
  font-size: 16px;
  line-height: 1.3;
  background: #fff;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease, transform 0.1s ease;
  -webkit-tap-highlight-color: transparent;
}

.option:hover {
  border-color: #b9c8f3;
  background: #f8faff;
}

.option:focus-visible {
  outline: 3px solid rgba(47, 107, 255, 0.35);
  outline-offset: 1px;
}

.option.is-selected {
  border-color: var(--blue);
  background: rgba(47, 107, 255, 0.06);
}

.option:active {
  transform: scale(0.985);
}

.option__icon {
  font-size: 20px;
  line-height: 1;
  flex-shrink: 0;
}

/* Fields */
.field {
  display: block;
  margin-top: 16px;
}

.field__label {
  display: block;
  margin-bottom: 6px;
  font-size: 14px;
  font-weight: 700;
  color: var(--ink-2);
}

.field__input {
  width: 100%;
  height: 56px;
  padding: 0 16px;
  font: inherit;
  font-size: 17px;
  font-weight: 600;
  color: var(--ink);
  background: #fff;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.field__input::placeholder {
  color: #b0b7c6;
  font-weight: 500;
}

.field__input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(47, 107, 255, 0.12);
}

.field.has-error .field__input {
  border-color: var(--danger);
}

.field__error {
  display: none;
  margin-top: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--danger);
}

.has-error > .field__error,
.field__error.is-visible {
  display: block;
}

.check {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin: 18px 0 4px;
  font-size: 13.5px;
  color: var(--ink-2);
  cursor: pointer;
}

.check input {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  margin: 1px 0 0;
  accent-color: var(--green);
}

.hp {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

#submitBtn {
  margin-top: 18px;
}

.spinner {
  display: none;
  width: 20px;
  height: 20px;
  border: 2.5px solid rgba(255, 255, 255, 0.45);
  border-top-color: #fff;
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}

.is-loading .spinner {
  display: inline-block;
}

.is-loading {
  pointer-events: none;
  opacity: 0.85;
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}

.form-note {
  margin: 12px 0 0;
  font-size: 14px;
  font-weight: 600;
  color: var(--danger);
  text-align: center;
}

.secure {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  margin: 14px 0 0;
  font-size: 12.5px;
  color: var(--muted);
}

.step--final {
  text-align: center;
  padding-top: 36px;
}

.final__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 76px;
  height: 76px;
  margin-bottom: 20px;
  border-radius: 50%;
  color: #fff;
  background: linear-gradient(135deg, var(--green), #0fa67a);
  box-shadow: 0 16px 36px -14px rgba(18, 184, 134, 0.9);
  font-size: 36px;
  font-weight: 800;
}

.final__icon--warn {
  background: linear-gradient(135deg, #ffa94d, var(--warn));
  box-shadow: 0 16px 36px -14px rgba(240, 140, 0, 0.8);
}

.final__text {
  margin: 12px auto 0;
  max-width: 380px;
  font-size: 17px;
  color: var(--ink-2);
}

.final__sub {
  margin: 10px auto 0;
  max-width: 360px;
  font-size: 14px;
  color: var(--muted);
}

.quiz-trust {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px 22px;
  margin: 16px 0 0;
  padding: 0;
  list-style: none;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--ink-2);
}

/* Sections */
.section {
  padding: 88px 0;
}

.section--alt {
  background: var(--bg-alt);
}

.section__title {
  font-size: clamp(26px, 3.4vw, 38px);
  font-weight: 800;
  margin-bottom: 36px;
}

.section__lead {
  margin: -20px 0 0;
  font-size: 17px;
  color: var(--ink-2);
  max-width: 440px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.how {
  padding: 28px;
  box-shadow: none;
}

.how__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  margin-bottom: 18px;
  border-radius: 12px;
  font-weight: 800;
  color: var(--blue);
  background: rgba(47, 107, 255, 0.1);
}

.how h3 {
  font-size: 19px;
  margin-bottom: 8px;
}

.how p {
  margin: 0;
  color: var(--ink-2);
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}

.req {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.req li {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 20px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  font-weight: 600;
}

.req__ok {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  color: #fff;
  background: var(--green);
  font-weight: 800;
  font-size: 15px;
}

.terms-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.term {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 22px;
  box-shadow: none;
}

.term span {
  font-size: 13px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.term strong {
  font-size: 18px;
  font-weight: 800;
}

.example {
  margin-top: 16px;
  padding: 28px;
  box-shadow: none;
}

.example h3 {
  font-size: 19px;
  margin-bottom: 10px;
}

.example p {
  margin: 0 0 10px;
  color: var(--ink-2);
}

.link-more {
  font-weight: 700;
  text-decoration: none;
}

.faq {
  display: grid;
  gap: 12px;
}

.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 0 22px;
}

.faq summary {
  position: relative;
  padding: 20px 32px 20px 0;
  font-weight: 700;
  font-size: 17px;
  cursor: pointer;
  list-style: none;
}

.faq summary::-webkit-details-marker {
  display: none;
}

.faq summary::after {
  content: "+";
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  font-size: 24px;
  font-weight: 500;
  color: var(--blue);
  transition: transform 0.2s ease;
}

.faq details[open] summary::after {
  transform: translateY(-50%) rotate(45deg);
}

.faq details p {
  margin: 0 0 20px;
  color: var(--ink-2);
}

.cta-band {
  padding: 64px 0;
  background: linear-gradient(135deg, #0b1b3f 0%, #17337a 100%);
  color: #fff;
}

.cta-band__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.cta-band h2 {
  font-size: clamp(24px, 3vw, 34px);
  font-weight: 800;
}

/* Footer */
.footer {
  padding: 44px 0 110px;
  background: #081430;
  color: #a7b0c4;
  font-size: 13px;
}

.footer__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 22px;
}

.logo--light {
  color: #fff;
}

.logo--light .logo__text b {
  color: #6f9bff;
}

.footer__links {
  display: flex;
  gap: 22px;
  flex-wrap: wrap;
}

.footer a {
  color: #d3daea;
}

.footer__legal {
  margin: 0 0 12px;
  max-width: 920px;
  line-height: 1.6;
}

.footer__copy {
  margin: 18px 0 0;
  color: #6c7891;
}

.sticky-cta {
  display: none;
}

/* Legal pages */
.legal {
  padding: 48px 0 80px;
}

.legal h1 {
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 800;
  margin-bottom: 8px;
}

.legal h2 {
  font-size: 22px;
  font-weight: 800;
  margin: 36px 0 12px;
  scroll-margin-top: 80px;
}

.legal p,
.legal li {
  color: var(--ink-2);
}

.legal table {
  width: 100%;
  border-collapse: collapse;
  margin: 12px 0;
}

.legal td,
.legal th {
  padding: 12px 14px;
  border: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.legal th {
  background: var(--bg-alt);
}

.back-link {
  display: inline-block;
  margin-bottom: 24px;
  font-weight: 700;
  text-decoration: none;
}

/* Hero visual */
.hero__visual {
  position: relative;
  max-width: 470px;
  margin: 18px 0 0 -10px;
}

.hero__visual img {
  display: block;
  width: 100%;
  height: auto;
  -webkit-mask-image: radial-gradient(ellipse 50% 50% at 50% 50%, #000 62%, transparent 100%);
  mask-image: radial-gradient(ellipse 50% 50% at 50% 50%, #000 62%, transparent 100%);
  animation: float 7s ease-in-out infinite;
}

.float-chip {
  position: absolute;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  border-radius: 14px;
  background: #fff;
  box-shadow: var(--shadow);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--ink);
  white-space: nowrap;
}

.float-chip b {
  color: var(--green-d);
}

.float-chip--a {
  top: 14%;
  right: -4%;
  animation: float 6s ease-in-out infinite 0.8s;
}

.float-chip--b {
  bottom: 8%;
  left: 2%;
  animation: float 6.5s ease-in-out infinite 1.6s;
}

.float-chip__dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--green);
  box-shadow: 0 0 0 0 rgba(18, 184, 134, 0.5);
  animation: pulse 2s ease-out infinite;
}

@keyframes float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

@keyframes pulse {
  0% {
    box-shadow: 0 0 0 0 rgba(18, 184, 134, 0.5);
  }
  100% {
    box-shadow: 0 0 0 10px rgba(18, 184, 134, 0);
  }
}

/* Section head */
.section__head {
  max-width: 640px;
  margin-bottom: 32px;
}

.section__head .section__title {
  margin-bottom: 10px;
}

.section__head .section__lead {
  margin: 0;
  max-width: none;
}

.eyebrow--soft {
  margin-bottom: 12px;
  background: rgba(47, 107, 255, 0.08);
  border-color: transparent;
  color: var(--blue);
}

/* Calculator */
.calc {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr);
  overflow: hidden;
}

.calc__inputs {
  display: grid;
  gap: 30px;
  padding: 34px;
}

.calc__row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 12px;
}

.calc__row label {
  font-weight: 700;
  color: var(--ink-2);
}

.calc__val {
  font-size: 22px;
  font-weight: 800;
  color: var(--ink);
  font-variant-numeric: tabular-nums;
}

.calc__scale {
  display: flex;
  justify-content: space-between;
  margin-top: 8px;
  font-size: 12.5px;
  color: var(--muted);
}

.calc input[type="range"] {
  --p: 50%;
  width: 100%;
  height: 28px;
  margin: 0;
  background: transparent;
  cursor: pointer;
  -webkit-appearance: none;
  appearance: none;
  touch-action: pan-y;
}

.calc input[type="range"]::-webkit-slider-runnable-track {
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--blue) var(--p), #e3e8f4 var(--p));
}

.calc input[type="range"]::-moz-range-track {
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--blue) var(--p), #e3e8f4 var(--p));
}

.calc input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 28px;
  height: 28px;
  margin-top: -10px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid var(--blue);
  box-shadow: 0 4px 12px rgba(47, 107, 255, 0.35);
  transition: transform 0.15s ease;
}

.calc input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid var(--blue);
  box-shadow: 0 4px 12px rgba(47, 107, 255, 0.35);
}

.calc input[type="range"]:active::-webkit-slider-thumb {
  transform: scale(1.15);
}

.calc input[type="range"]:focus-visible {
  outline: 2px solid rgba(47, 107, 255, 0.4);
  outline-offset: 4px;
  border-radius: 8px;
}

.calc__result {
  display: flex;
  flex-direction: column;
  padding: 34px;
  background: linear-gradient(160deg, #0b1b3f 0%, #17337a 100%);
  color: #fff;
}

.calc__label {
  font-size: 14px;
  font-weight: 600;
  color: #b7c3e0;
}

.calc__pay {
  margin: 4px 0 18px;
  font-size: clamp(36px, 4.4vw, 48px);
  font-weight: 800;
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
}

.calc__pay small {
  font-size: 0.45em;
  font-weight: 700;
  color: #b7c3e0;
}

.calc__bar {
  display: flex;
  height: 10px;
  margin-bottom: 18px;
  border-radius: 999px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.12);
}

.calc__bar span {
  transition: width 0.3s ease;
}

#calcBarBody {
  background: #6f9bff;
}

#calcBarInt {
  background: #ffc94d;
}

.calc__stats {
  display: grid;
  gap: 10px;
  margin: 0 0 24px;
}

.calc__stats div {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  font-size: 15px;
}

.calc__stats dt {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #b7c3e0;
}

.calc__stats dd {
  margin: 0;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}

.sw {
  width: 10px;
  height: 10px;
  border-radius: 3px;
}

.sw--body {
  background: #6f9bff;
}

.sw--int {
  background: #ffc94d;
}

.calc__result .btn {
  margin-top: auto;
}

.calc__note {
  margin: 12px 0 0;
  font-size: 12.5px;
  color: #8f9cbc;
}

/* Goals with images */
.goal__img {
  display: block;
  width: 100%;
  max-width: 150px;
  height: auto;
  aspect-ratio: 1;
  margin: -6px auto 6px;
  mix-blend-mode: multiply;
  transition: transform 0.3s ease;
}

.goal:hover .goal__img {
  transform: scale(1.06) rotate(-2deg);
}

.goal {
  text-align: center;
}

/* How it works */
.how-split {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 56px;
  align-items: center;
}

.steps-list {
  position: relative;
  display: grid;
  gap: 26px;
}

.steps-list::before {
  content: "";
  position: absolute;
  left: 20px;
  top: 30px;
  bottom: 30px;
  width: 2px;
  background: linear-gradient(180deg, var(--blue), var(--green));
  opacity: 0.25;
}

.steps-list .how {
  position: relative;
  display: flex;
  gap: 18px;
  padding: 0;
}

.steps-list .how__num {
  flex-shrink: 0;
  margin: 0;
  background: #fff;
  border: 2px solid rgba(47, 107, 255, 0.25);
}

.specialist {
  position: relative;
  margin: 0;
  justify-self: center;
  max-width: 420px;
}

.specialist img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 50%;
  -webkit-mask-image: radial-gradient(circle at 50% 50%, #000 66%, transparent 71%);
  mask-image: radial-gradient(circle at 50% 50%, #000 66%, transparent 71%);
}

.specialist__bubble {
  position: absolute;
  left: -24px;
  bottom: 18px;
  display: grid;
  gap: 2px;
  max-width: 260px;
  padding: 14px 16px;
  border-radius: 16px 16px 16px 4px;
  background: #fff;
  box-shadow: var(--shadow);
  font-size: 13.5px;
  color: var(--ink-2);
  animation: float 6s ease-in-out infinite;
}

.specialist__bubble b {
  color: var(--ink);
  font-size: 15px;
}

/* Scroll reveal */
.js .reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.js .reveal.is-in {
  opacity: 1;
  transform: none;
}

.goals .reveal:nth-child(2),
.terms-grid .reveal:nth-child(2) {
  transition-delay: 0.08s;
}

.goals .reveal:nth-child(3),
.terms-grid .reveal:nth-child(3) {
  transition-delay: 0.16s;
}

.goals .reveal:nth-child(4),
.terms-grid .reveal:nth-child(4) {
  transition-delay: 0.24s;
}

/* Responsive */
@media (max-width: 960px) {
  .hero__visual {
    display: none;
  }

  .calc,
  .how-split {
    grid-template-columns: minmax(0, 1fr);
  }

  .how-split {
    gap: 36px;
  }

  .specialist {
    max-width: 340px;
  }

  .hero__grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .hero__copy {
    text-align: center;
    padding-top: 0;
  }

  .hero__lead {
    margin: 14px auto 0;
  }

  .hero__facts,
  .hero__trust {
    display: none;
  }

  .goals {
    grid-template-columns: 1fr 1fr;
  }

  .quiz-wrap {
    max-width: 560px;
    width: 100%;
    margin: 0 auto;
  }

  .steps-grid,
  .split {
    grid-template-columns: 1fr;
  }

  .terms-grid {
    grid-template-columns: 1fr 1fr;
  }

  .section__lead {
    margin: -20px 0 0;
  }
}

@media (max-width: 720px) {
  .header__nav {
    display: none;
  }

  .header__cta {
    margin-left: auto;
  }

  .header__inner {
    height: 58px;
  }

  .hero {
    padding: 22px 0 48px;
  }

  .eyebrow {
    display: none;
  }

  .hero h1 {
    font-size: 27px;
  }

  .hero__lead {
    display: none;
  }

  .hero__chips {
    display: flex;
  }

  .hero__grid {
    gap: 18px;
  }

  .goal {
    padding: 14px 12px 16px;
  }

  .goal b {
    font-size: 15px;
    line-height: 1.25;
  }

  .goal small {
    font-size: 13px;
  }

  .goal__img {
    max-width: 110px;
    margin: -4px auto 2px;
  }

  .section__head {
    margin-bottom: 22px;
  }

  .section__title {
    margin-bottom: 24px;
  }

  .calc__inputs {
    gap: 22px;
    padding: 22px 18px 24px;
  }

  .calc__val {
    font-size: 19px;
  }

  .calc__result {
    padding: 22px 18px;
  }

  .calc__pay {
    font-size: 38px;
    margin-bottom: 14px;
  }

  .calc__stats div {
    font-size: 14.5px;
  }

  .steps-list {
    gap: 20px;
  }

  .how h3 {
    font-size: 17px;
  }

  .how p {
    font-size: 15px;
  }

  .specialist {
    max-width: 300px;
  }

  .specialist img {
    width: 78%;
    margin: 0 auto;
  }

  .specialist__bubble {
    position: relative;
    left: auto;
    bottom: auto;
    max-width: none;
    margin-top: -28px;
    border-radius: 16px;
    text-align: center;
    font-size: 13px;
    animation: none;
  }

  .calc__result .btn {
    white-space: normal;
  }

  .req li {
    padding: 14px 16px;
    font-size: 15px;
  }

  .faq summary {
    font-size: 16px;
    padding: 16px 30px 16px 0;
  }

  .faq details {
    padding: 0 16px;
  }

  .example,
  .term {
    padding: 18px;
  }

  .quiz {
    padding: 20px 16px 22px;
    min-height: 0;
    border-radius: 20px;
  }

  .step__title {
    font-size: 20px;
  }

  .option {
    min-height: 56px;
    padding: 12px 14px;
    font-size: 15px;
  }

  .options--2 .option {
    justify-content: center;
    text-align: center;
    flex-direction: column;
    gap: 6px;
  }

  .section {
    padding: 60px 0;
  }

  .terms-grid {
    grid-template-columns: 1fr;
  }

  .cta-band__inner {
    flex-direction: column;
    text-align: center;
  }

  .sticky-cta {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 30;
    display: block;
    padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
    background: rgba(255, 255, 255, 0.94);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-top: 1px solid var(--line);
    transform: translateY(110%);
    transition: transform 0.25s ease;
  }

  .sticky-cta.is-visible {
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
  }
  html {
    scroll-behavior: auto;
  }
}

/* ===== Icons, logo, Belarusian ornament ===== */
:root {
  --ornament-red: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='32' height='12' viewBox='0 0 32 12'%3E%3Cg fill='%23d22630'%3E%3Cpath fill-rule='evenodd' d='M8 0l6 6-6 6-6-6zm0 3.2L5.2 6 8 8.8 10.8 6z'/%3E%3Cpath d='M24 3l3 3-3 3-3-3z'/%3E%3Crect x='15' y='5' width='2' height='2'/%3E%3Crect x='31' y='5' width='2' height='2'/%3E%3Crect x='-1' y='5' width='2' height='2'/%3E%3C/g%3E%3C/svg%3E");
  --ornament-blue: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='64' height='64' viewBox='0 0 64 64'%3E%3Cg fill='none' stroke='%232f6bff' stroke-width='2'%3E%3Cpath d='M32 10l22 22-22 22-22-22z'/%3E%3Cpath d='M32 22l10 10-10 10-10-10z'/%3E%3Cpath d='M32 0v6M32 58v6M0 32h6M58 32h6'/%3E%3C/g%3E%3C/svg%3E");
  --ic2: #12b886;
}

.ic {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.9;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.logo {
  gap: 9px;
  font-size: 20px;
}

.logo__mark svg,
img.logo__mark {
  display: block;
  width: 34px;
  height: 34px;
}

.logo__text i {
  font-style: normal;
  font-weight: 700;
  font-size: 0.72em;
  color: var(--green-d);
  margin-left: 1px;
}

.logo--light .logo__text i {
  color: #5fe0b4;
}

.header::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -7px;
  height: 7px;
  background: var(--ornament-red) repeat-x center / 21px 8px;
  opacity: 0.85;
  pointer-events: none;
}

.footer {
  position: relative;
}

.footer::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: 0;
  height: 8px;
  background: var(--ornament-red) repeat-x center / 21px 8px;
}

.hero__bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background: var(--ornament-blue) repeat center / 64px 64px;
  opacity: 0.05;
  -webkit-mask-image: radial-gradient(ellipse 60% 70% at 85% 30%, #000, transparent 75%);
  mask-image: radial-gradient(ellipse 60% 70% at 85% 30%, #000, transparent 75%);
}

/* ===== Quiz v2 ===== */
.quiz {
  padding: 22px 24px 26px;
  overflow: hidden;
}

.quiz::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--blue), var(--green));
}

.quiz__head {
  display: flex;
  align-items: center;
  gap: 12px;
}

.quiz__back {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  border-width: 1.5px;
}

.quiz__avatar {
  position: relative;
  flex-shrink: 0;
  width: 44px;
  height: 44px;
}

.quiz__avatar img {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  object-fit: cover;
  box-shadow: 0 0 0 2px #fff, 0 0 0 4px rgba(47, 107, 255, 0.18);
}

.quiz__avatar::after {
  content: "";
  position: absolute;
  right: -1px;
  bottom: -1px;
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: var(--green);
  border: 2px solid #fff;
}

.quiz__who {
  display: grid;
  line-height: 1.25;
  min-width: 0;
}

.quiz__who b {
  font-size: 15px;
}

.quiz__who span {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--muted);
}

.quiz__badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 6px 10px;
  font-size: 13px;
}

.quiz__badge .ic {
  width: 16px;
  height: 16px;
  stroke-width: 2.2;
}

.quiz__badge[hidden] {
  display: none;
}

.quiz__bar {
  height: 8px;
  margin: 16px 0 20px;
}

.step__title {
  font-size: 24px;
}

.step__hint {
  font-size: 15px;
}

.options {
  gap: 10px;
  margin-top: 16px;
}

.option {
  position: relative;
  gap: 14px;
  min-height: 68px;
  padding: 12px 44px 12px 12px;
  font-size: 17px;
  font-weight: 700;
  border: 2px solid var(--line);
  border-radius: 16px;
  box-shadow: 0 2px 0 rgba(11, 27, 63, 0.04);
}

.option::after {
  content: "";
  position: absolute;
  right: 16px;
  top: 50%;
  width: 9px;
  height: 9px;
  border-right: 2.5px solid #b3bdd1;
  border-top: 2.5px solid #b3bdd1;
  transform: translateY(-50%) rotate(45deg);
  transition: border-color 0.15s ease, right 0.15s ease;
}

.option:hover::after {
  border-color: var(--blue);
  right: 13px;
}

.option.is-selected {
  border-color: var(--blue);
  background: #f2f6ff;
  box-shadow: 0 0 0 4px rgba(47, 107, 255, 0.12);
}

.option.is-selected::after {
  width: 20px;
  height: 20px;
  right: 12px;
  border: 0;
  border-radius: 50%;
  transform: translateY(-50%);
  background: var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-8.5' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 14px no-repeat;
  animation: pop 0.25s ease;
}

@keyframes pop {
  from {
    transform: translateY(-50%) scale(0.3);
  }
  to {
    transform: translateY(-50%) scale(1);
  }
}

.option__ic {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 13px;
  color: var(--blue);
  background: linear-gradient(135deg, #eaf0ff, #e6f8f1);
}

.option__ic .ic {
  width: 26px;
  height: 26px;
}

.option__ic--num {
  font-size: 18px;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.option__ic--ok {
  color: #fff;
  background: linear-gradient(135deg, var(--green), #0fa67a);
}

.option__ic--ok .ic {
  stroke-width: 2.6;
}

.option__ic--muted {
  color: #8a94a8;
  background: #f1f3f8;
  --ic2: #b3bdd1;
}

.option__ic--brand {
  background: none;
}

.option__ic--brand .ic {
  width: 40px;
  height: 40px;
}

.option__txt {
  display: grid;
  gap: 2px;
  min-width: 0;
}

.option__txt small {
  font-size: 13.5px;
  font-weight: 500;
  color: var(--muted);
}

.options--tiles .option {
  flex-direction: column;
  justify-content: center;
  gap: 8px;
  min-height: 108px;
  padding: 14px 8px;
  text-align: center;
}

.options--tiles .option::after {
  display: none;
}

.options--tiles .option.is-selected::after {
  display: block;
  top: 10px;
  right: 10px;
  transform: none;
  animation: none;
}

.options--3 {
  grid-template-columns: repeat(3, 1fr);
}

.options--2 {
  grid-template-columns: 1fr 1fr;
}

.option--brand .option__txt {
  font-size: 17px;
}

.summary__check .ic {
  width: 15px;
  height: 15px;
  stroke-width: 3;
}

.field__label {
  font-size: 15px;
  color: var(--ink);
}

.field__input {
  height: 60px;
  font-size: 19px;
  border-width: 2px;
  border-radius: 16px;
}

.check {
  padding: 14px;
  border-radius: 14px;
  background: var(--bg-alt);
  font-size: 14px;
}

.check input {
  width: 24px;
  height: 24px;
}

.btn--xl {
  min-height: 64px;
  font-size: 19px;
  border-radius: 16px;
}

.btn__arrow {
  width: 22px;
  height: 22px;
  stroke-width: 2.4;
  transition: transform 0.2s ease;
}

.btn:hover .btn__arrow {
  transform: translateX(3px);
}

.is-loading .btn__arrow {
  display: none;
}

.secure .ic {
  width: 15px;
  height: 15px;
}

.quiz-trust li {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.quiz-trust .ic {
  width: 17px;
  height: 17px;
  color: var(--green-d);
}

.float-chip .ic {
  width: 18px;
  height: 18px;
  color: var(--blue);
}

/* ===== People & Minsk ===== */
.hero__photo {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: 0 30px 60px -30px rgba(11, 27, 63, 0.45);
}

.hero__photo::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 10px;
  background: var(--ornament-red) repeat-x center / 26px 10px, #fff;
}

.hero__photo img {
  display: block;
  width: 100%;
  height: auto;
  -webkit-mask-image: none;
  mask-image: none;
  animation: none;
}

.hero__visual {
  max-width: 480px;
  margin: 26px 0 0;
}

.hero__visual > .float-chip--a {
  top: 18px;
  right: -22px;
}

.hero__visual > .float-chip--b {
  bottom: 30px;
  left: -18px;
}

.who__img {
  display: block;
  width: 100%;
  max-width: 460px;
  height: auto;
  margin-top: 28px;
  border-radius: 24px;
  box-shadow: 0 24px 50px -28px rgba(11, 27, 63, 0.45);
}

.specialist img {
  -webkit-mask-image: none;
  mask-image: none;
  box-shadow: 0 0 0 8px #fff, 0 0 0 10px rgba(47, 107, 255, 0.15);
}

.cta-band {
  position: relative;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding: 64px 0 0;
  background: #0b1b3f;
}

.cta-band__img {
  order: 2;
  display: block;
  width: 100%;
  height: clamp(220px, 30vw, 440px);
  margin-top: -10px;
  object-fit: cover;
  object-position: center 72%;
  -webkit-mask-image: linear-gradient(180deg, transparent 0%, #000 28%);
  mask-image: linear-gradient(180deg, transparent 0%, #000 28%);
}

.cta-band__inner {
  position: relative;
}

.cta-band p {
  margin: 8px 0 0;
  color: #c6d3f2;
  font-weight: 600;
}

@media (max-width: 960px) {
  .who__img {
    max-width: none;
  }
}

@media (max-width: 720px) {
  .quiz {
    padding: 18px 14px 20px;
  }

  .quiz__badge {
    margin-left: auto;
  }

  .step__title {
    font-size: 22px;
  }

  .option {
    min-height: 66px;
    padding: 10px 40px 10px 10px;
    font-size: 16.5px;
    flex-direction: row;
    justify-content: flex-start;
    text-align: left;
  }

  .options--tiles .option {
    min-height: 96px;
    padding: 12px 6px;
    font-size: 16px;
  }

  .options--3 {
    grid-template-columns: 1fr 1fr;
  }

  .options--2 .option {
    gap: 8px;
  }

  .options--2:not(.options--tiles) {
    grid-template-columns: 1fr;
  }

  .header::after {
    height: 6px;
    bottom: -6px;
    background-size: 18px 7px;
  }

  .who__img {
    margin-top: 20px;
    border-radius: 20px;
  }

  .cta-band {
    padding: 44px 0 0;
  }

  .cta-band__img {
    height: 240px;
    object-position: 58% 75%;
  }
}